Importance of health insurance for cancer patients

Each and every individual nowadays is looking for financial security !

Money has become so important as a means of exchange that we are willing to explore and exploit all avenues to save it for future use !

In today’s world which is full of uncertainty and unforeseen events with our stressful life styles ,health is majorly compromised due to these factors

Hence ,having a medical/ health insurance becomes a necessity or the need of the hour regarding such an event we’re to take place , because medical care is expensive !

Health insurance is a type of insurance coverage wherein, if you are insured you can claim payments for your medical and surgical expenses.

But if you are a cancer patient or if cancer is in your hereditary then being medically insured for cancer is critical

Here’s a list of a few benefits of health insurance.

  • In today’s world the chances of getting cancer have increased exponentially . Also the cost of treating cancer has gone up many-fold in recent years. In fact, treatment costs now have the potential to wipe out a common man's entire life saving. Hence if a patient has a medical / insurance then he can rest assured knowing that the policy will cover all expenses . And won’t put a hole in your pocket !
  • Some Comprehensive insurances cover most forms of cancer, at both early and advanced stages, that affect both men and women, so that the patient can be at peace mentally and financially without worrying where the money for the treatment will come from .
  • Cancer patients are more likely to go bankrupt than any other patients suffering from any other disease. Also cancer needs an goin treatment plan , hence if the patient is insured atleast the financial aspect is taken care of which can be a huge relief to the patient on goin with continuous cancer treatement mentally and emotionally too .
  • Nowadays with the growing economy there are a lot of health insurance plans available for you to choose from . Hence you get a variety of choices and different benefits with various policies ! So you can choose what is best for you .
  • Most people don’t think it is important to be insured for cancer ,because they are under the assumption that their existing health insurance will be sufficient. But a comprehensive health insurance policy may not be able to cover the high cost burden of cancer treatment. A cancer insurance policy is a step ahead and provides high cover for a relatively low premium.
  • If you are a cancer patient and have a health insurance then you do not have to run around selling your assets like your house and your car for the treatment. That burden is taken care of by the insurance !

Having said that . Health is the real wealth. No matter how much money you have or don’t have ,if you are not healthy then you are definitely not happy . Hence safeguarding Your health by getting yourself medically insured should be your first and foremost priority.